Important Information

Billing and Insurance

For billing inquiries or to make payments, please call us at (352) 504-4684.

How easy is it?


When everything else about your visits with Lake Centre for Rehab is easy, billing shouldn’t be a chore. That’s why we’ve made it simple. Here’s how we do it: 

  1. First, we’ll verify your benefits so that we know how much your copay for physical or occupational therapy will cost.
  2. We collect the copay and apply it to your account with us on your first visit.
  3. We take care of submitting a claim to your insurance company so they are aware of your appointment. It can take the insurance company around 45 days to process a claim.
  4. Once it has been processed, we review the claim and let you know if you have a balance or a refund coming your way. 

Insurance Providers


Lake Centre for Rehab works with most major insurance carriers, including:

  • ACS Dept of Labor

  • AHP, IHP, Multiplan, PHCS AND First Health 3rd Party Administrators

  • Blue Cross Blue Sheild 

  • Champus

  • Choice Medical Management WC

  • Direct Pay WC 

  • Freedom

  • Healthchoice WC And PPO Plans

  • Home Link WC 

  • Humana PPO (Leesburg Only)  

  • Medicare 

  • Medrisk WC 

  • Onecall 

  • Optimum

  • Tricare Standard 

  • United Healthcare

  • VA 

  • Voc Rehab

  • Well Med 

  • Wellcare 

We have single case agreements below and we accept most all Workers Comp:

  • Onsite
  • Orchid Medical
  • SPNET/Select Medical
  • Total Network 

We know that insurance can seem complicated, so if you have any questions about your insurance or about how billing works, we encourage you to contact our helpful billing department at any time at (352) 504-4684.

Still not sure whether you should book an appointment? Don’t let the stress of billing stand in the way of letting you live your best life. Get back to doing what you love. Contact us today to get started.


Do you have a High Deductible Health Plan?

New Year, new resolutions, and, unfortunately, a new (likely higher) deductible.

If you’re wanting to seek care but you’re worried about the cost and not sure how your health plan works, you’re not alone. Navigating the healthcare system can be stressful – financially, emotionally, and physically. But as we know, putting off care now leads to needing more care later… and spending more later, as well. This is especially true of musculoskeletal injuries and conditions. It’s a fact that getting the right PT early results in less imaging, medication, and surgery.

This year – let us help you get the care you need without breaking the bank. We’re well versed in High Deductible Health Plans and have a variety of options at our disposal to ensure that you’re not putting off feeling better due to cost concerns.

Here’s what you need to know:

What is a High Deductible Health Plan?

A High Deductible Health Plan (HDHP) is an insurance plan that requires patients to pay a large amount of their healthcare costs out of pocket before their insurance kicks in.  According to the IRS, in 2021, a health plan is considered an HDHP if….

  • The deductible is $1400 or more, for individuals
  • The deductible is $2800 or more, for families

Yikes. So How Can Lake Centre for Rehab Help Me?

At Lake Centre for Rehab, we’re committed to providing our patients with the highest quality care, and that doesn’t just mean on the treatment table. We’re always searching for options to make physical therapy a reality for each and every one of our patients, regardless of their financial situation. Thus, we offer a variety of affordable payment and financing options, including:

Flexible Spending Accounts & Health Savings Accounts

Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are a great option for those looking to use pre-tax dollars to pay for physical therapy.

Flexible Spending Accounts are set up through your employer and must be used by the end of each enrollment year. Health Savings Accounts allow you to spend money on qualified health expenses or medical costs not covered by your insurance.  There is no deadline for withdrawing funds from an HSA, and unlike FSAs, anyone can set one up. All plans are different – it’s best to contact your insurance provider for details on eligibility and benefits.

Accepted Insurance Plans

We accept a variety of health insurance plans for patients needing musculoskeletal care. We’ll work with you and your health plan to make the payment process as easy and hassle-free as possible. For more information or questions on coverage, please contact your insurance agent or give your local clinic a call.

Another Bonus?

Lake Centre for Rehab therapists are specialists, not generalists, which means you get results in fewer visits, saving you time and money. In fact, care at Lake Centre for Rehab costs 76% less per episode compared to other physical therapists in Florida.

The Bottom Line

Don’t delay or avoid physical or occupational therapy due to your high deductible plan. If you have questions about your specific plan, payment options, or the Care Credit process, let’s discuss it! Our expert billing concierge can help. Call us at (352) 504-4684.